St. Pete Beach · Pinellas County

We buy houses in St. Pete Beach — as-is, for cash.

A flooded ground floor, a Hurricane Damage Compliance Letter in the mailbox, an open code case: here’s how the City of St. Pete Beach handles each, and how a sale works.

The short answer

Yes. We buy St. Pete Beach houses as-is, for cash, storm damage included. On the island one City rule drives most decisions: if repairing a building in the flood zone would cost at least half of the structure’s market value, it has to be brought up to today’s flood rules, which can mean elevating it or tearing it down. You don’t have to make that call, or finish any repairs, before you sell.

4.8★ on Google · 12 reviews · AL Cakici, owner · 433 Central Ave, 4th Floor, St. Petersburg, FL 33701

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The 50% rule on the island

St. Pete Beach enforces flood rules so that federally backed flood insurance stays available to its owners. From the City’s own pages:

The City offers a worksheet listing which construction items count toward the 50% and which don’t. Building Division: 155 Corey Avenue, (727) 367-2735, Permits@stpetebeach.org. Across Tampa Bay: the 49% / 50% rule, city by city.

Got a Hurricane Damage Compliance Letter?

More than a year after Helene and Milton, the City is finishing a post-storm compliance review. It sent letters only to properties that aerial imagery, elevation and LIDAR data, post-storm assessments or site observations flagged as possibly flood- or wind-damaged, and where no repair permit was issued after the storms.

  1. If you don’t think the house was damaged, or can’t prove it, call the Building Division. Staff can tell you which proof works, such as dated photos, a contractor’s evaluation or insurance records.
  2. If repairs were done without a permit, they generally need an after-the-fact permit. The City ran an amnesty through June 30, 2026 that waived the triple fee on those permits for hurricane repairs.
  3. For the inspection, the City may need limited access behind drywall or finishes to verify the work.

The City says the letter is not meant to be punitive. If you would rather not go through it, a buyer can take the house with the letter open and deal with the Building Division as the new owner.

Code cases and liens in St. Pete Beach

Code Enforcement is a division of the City’s Community Development Department at 155 Corey Avenue (727-363-9211, codeenforcement@stpetebeach.org). Contested cases go before the City’s Special Magistrate.

When you sell to us, recorded liens are paid or released through the title company at closing, and an open case becomes the new owner’s to finish. More: how code fines become liens.

The County side

St. Pete Beach sits in Pinellas County, so the County Tax Collector and Clerk set the back-tax clock: unpaid taxes go delinquent on April 1, a tax certificate is sold by June 1, and about two years later the certificate holder can ask for a tax deed sale. Our weekly numbers on those sales: Pinellas tax deed data. More on the County: selling anywhere in Pinellas County.

Selling a St. Pete Beach house to us

AL buys St. Pete Beach houses from the office at 433 Central Ave in downtown St. Petersburg, about 20 minutes over the Pinellas Bayway or Corey Causeway. We buy many homes with our own cash; on some deals we partner with a vetted local investor, and we tell you upfront, in writing, before you sign. The flood-rule question, an open compliance letter, liens and back taxes go into the written offer, and a licensed Florida title company settles what’s owed at closing, typically 7–21 days after the title is clear or on a date you choose. We are not real estate agents or attorneys; this is general information, not legal advice.

Sources

Straight Answers

Questions we hear a lot

Does the St. Pete Beach 50% rule apply to my house?

It applies to buildings in a mapped flood hazard area that aren’t built to current floodplain rules. If repairing or improving one would cost at least 50% of the structure’s market value, it must be brought into compliance, which can mean elevating or demolishing it.

How does St. Pete Beach value a house for the 50% rule?

Only the structure counts, not the land. The City uses the latest Fair Market Value on the Pinellas County Property Appraiser website, or a structural appraisal by a state-licensed appraiser that the owner submits.

What should I do with a Hurricane Damage Compliance Letter?

Call the City’s Building Division at (727) 367-2735. Staff can tell you what proof works if the house wasn’t damaged (dated photos, contractor evaluations, insurance records) and which repairs need an after-the-fact permit. You can also sell the house with the letter open.

Can St. Pete Beach reduce a code lien?

The City publishes a Lien Reduction Application on its Code Enforcement page, along with a Permit / Lien Request Form for checking open permits and liens. Code Enforcement: 727-363-9211.

Do you buy houses in St. Pete Beach as-is?

Yes, for cash, including houses with storm damage, open compliance letters or code liens. We buy many homes with our own cash; on some deals we partner with a vetted local investor, and we tell you upfront, in writing, before you sign.

Are you a real estate agent?

No. HomeSellerCashOffer is not a real estate agent or broker. We buy houses as Tampete Homes LLC, many with our own cash, and close through a licensed Florida title company.

AL Cakici, owner of Tampete Homes LLC (HomeSellerCashOffer)

AL Cakici · Owner, HomeSellerCashOffer (Tampete Homes LLC)

AL buys houses in Pinellas, Hillsborough and Pasco, many with company funds, and has personally purchased and assisted with 100+ transactions over 10+ years across the country. He is not an attorney; this page is general information drawn from the sources listed above, not legal advice. Facts checked against those sources on the dates listed.

What sellers say

Posted on Google

“I was skeptical at first when these guys approached me about my home, but they were very knowledgeable and straightforward. They did all the work. These guys know what it means to do good business, which is unfortunately rare nowadays.”

A
Andrew Z.
Google review, 2026
Posted on Google

“Alpkan is one of the few investors I’d gladly work with again. He’s honest, straightforward and a great communicator.”

Z
Zoltan V.
Google review, January 2026
Posted on Google

“As an investor myself, I get bombarded from people trying to buy my houses. AL and his team were miles above anybody else that’s approached me, super knowledgeable, professional and transparent. Recommend to anyone that wants top tier service.”

J
Joshua H.
Google review, January 2026

Talk to AL — not a call center.

Straight answers first. If selling isn’t your best move, he’ll say so.

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HomeSellerCashOffer is the registered trade name of Tampete Homes LLC. Got a letter from Tampete Homes? Same owner, same office, same phone.