Free Calculator · Listing vs. Cash

What would you actually take home?

Enter your own numbers for both ways of selling. The calculator subtracts commission, repairs, months of holding costs, deed stamps, loans and liens, and shows the cash you keep.

The short answer

The list price isn’t what you keep. Your take-home is the price minus commission, repairs, holding costs, closing costs, loan payoffs and any taxes or liens. Put both options side by side with your own numbers before you decide.

4.8★ on Google · 13 reviews · AL Cakici, owner · 433 Central Ave, 4th Floor, St. Petersburg, FL 33701

Prefer to talk? Call or text (727) 258-3540

Get your cash offer

Takes 30 seconds. AL calls you himself — usually the same day. No obligation.

Take-home cash calculator

List with an agent

Direct cash sale

No commission. No repairs. Close on the date you pick, usually 7–21 days.

Take-home, listing
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Take-home, cash sale
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An estimate from the numbers you enter — nothing is sent anywhere. Who pays deed stamps and title costs is set by your contract. For tax advice, talk to a CPA.

How to use it honestly

If listing nets you more and you have the time, list. AL will tell you so. See how a fair cash offer compares with listing.

Sources

Straight Answers

Questions we hear a lot

How much are deed stamps in Florida?

Florida’s documentary stamp tax on deeds is 70 cents per $100 of the price (Florida Statutes 201.02). Who pays it is set by the sale contract.

Does a cash buyer charge a commission?

We don’t. There is no commission and no fee to us, and we pay the normal seller closing costs. Taxes, liens and loans you owe are paid from the sale proceeds at closing.

Is listing always better?

No and yes — it depends on the house, the repairs, the time you have and your costs while it sells. Put both options in the calculator with honest numbers. If listing nets you more and you have the time, AL will tell you to list.

AL Cakici, owner of Tampete Homes LLC (HomeSellerCashOffer)

AL Cakici · Owner, HomeSellerCashOffer (Tampete Homes LLC)

AL buys houses in Pinellas and Hillsborough for his own account and has personally purchased and assisted with 100+ transactions over 10+ years across the country. He is not an attorney; this page is general information drawn from the sources linked below, not legal advice. Facts checked against those sources on October 8, 2026.

What sellers say

Posted on Google

“I was skeptical at first when these guys approached me about my home, but they were very knowledgeable and straightforward. They did all the work. These guys know what it means to do good business, which is unfortunately rare nowadays.”

A
Andrew Z.
Google review, 2026
Posted on Google

“Working with HomeSellerCashOffer has been nothing but a positive experience. Al is extremely professional, transparent, and always a pleasure to work with. He communicates clearly, keeps the process smooth, and goes above and beyond to make sure everything stays on track”

M
Matthew N.
Google review, 2025
Posted on Google

“As an investor myself, I get bombarded from people trying to buy my houses. AL and his team were miles above anybody else that’s approached me, super knowledgeable, professional and transparent. Recommend to anyone that wants top tier service.”

J
Joshua H.
Google review, January 2026

Talk to AL — not a call center.

Straight answers first. If selling isn’t your best move, he’ll say so.

Get My Cash Offer →

Call or Text (727) 258-3540

HomeSellerCashOffer is the registered trade name of Tampete Homes LLC. Got a letter from Tampete Homes? Same owner, same office, same phone.